This morning I continued working on my project to simplify our banking business. This is necessary because most banks are no longer paying fair interest rates. In my opinion they are using our money almost for free. Many banks also declare certificate of deposit accounts as abandoned if we let them roll-over for several years. They don't do anything to confirm that that the customer has truly abandoned the money. I'm resentful of the way we are being treated and I'm determined to close such accounts as soon as possible.